For retirees, satisfying your income needs today remains a top priority. But equally as important...

The global fight against Coronavirus, in addition to plummeting oil prices, has caused share markets...

If you’re a member of a super fund, it’s more than likely you have insurance...

Key points After a strong rally, in the short-term shares are vulnerable to bleak economic...

Key points Central bank support to ensure the flow of money and credit through economies...

Key points While shares have rallied 15-20% from their March low and may have started...

We’re here to help you understand what happens in a share market downturn, If you’ve...

On March 22, the Federal Government has announced people facing significant financial hardship as a...

 Download PDF Given the speed and size of share market falls, it’s understandable for investors...

This article was originally published on smh.com.au When Marty Moore left his role as CEO of...

Experts agree that retirees should go for growth if they want to boost their retirement...

Download PDF Managing risks intelligently — those that can be reasonably anticipated all the way...

Key points Significant government support is essential to enable parts of the economy to successfully...

Key points Global share markets have fallen into a bear market, but whether this turns...

Key points The Australian housing market is at risk from the coronavirus recession Australia has...

Key points Successful investing can be really difficult in times like the present with immense...

Key points The rout in financial markets has continued, on the back of coronavirus, made...

By Grant Mizens, Assistant Portfolio Manager, MLC Download PDF Financial markets, which had until now...

Key points Shares are vulnerable to a short-term correction. But with inflation low, and as...

This article was originally published on smh.com.au. When Chris Longhurst received a generous redundancy from...

Key points The coronavirus outbreak is just another of a long list of worries. Our...

There are many investment strategies you can implement to help you build real long-term wealth....

Investing your money may be one of the most effective ways to help you build...

Thinking about debt probably doesn't spark a positive reaction for most people, but it is...

One of the biggest misconceptions about retirement is that in order to have enough to...

Einstein has repeatedly said that compound interest is the eighth wonder of the world. While...

Investing in shares can be one of the most effective ways to help you create...

Key points The China coronavirus outbreak has led to concerns of a global pandemic triggering...

Key points Shares are at risk of a short-term correction or consolidation after a strong...

Key points The bushfires are expected to result in around a 0.4% hit to GDP...

Key points Despite ongoing bouts of volatility, 2020 is likely to provide solid returns, albeit...

Key points 2019 saw growth slow, recession fears increase and the US trade wars ramp...

This article originally appeared in the Sydney Morning Herald. Most Australian retirees would admit they...

Key points In the absence of significant fiscal stimulus soon, further RBA monetary easing both...

Saving the planet isn’t the only reason to go green. Using less energy and fewer...

Anxiety, stress and depression can rob you of life’s pleasures. Use these simple moves to...

A new law started on 1 July 2019 which requires us to cancel insurance cover...

Make your money work harder for you with our myth-busting guide to finance. How many...

Key points While growth assets like shares go through bouts of short-term underperformance versus bonds...

Dear Sir/Madam, September has been and gone and we are nearly through October! 9 working...

Dear Sir/Madam, Once again, not a lot to report from our office since our last...

Dear Sir/Madam, Not a lot to report from the office since our last newsletter. We...

Key points The ECB and the Fed now clearly look to be heading towards monetary...

Key points Australian growth is likely to be weak over the next year or so...

Key points The Australian dollar likely faces more downside as Australian growth is weaker than...

Dear Sir/Madam, Another enjoyable golf day but with a change of venue resulted in a...

Key point My nine most important lessons from investing over the past 35 years are...

It’s one of those curious questions people rarely ponder before the time draws uncomfortably near:...

There’s been a lot of pretty scary “information” come out about the insane amounts of...

Key points The RBA’s latest rate cut is aimed at heading off a further slowing...

By MLC The problem with the good times is that they make it easy to...

Key points The combination of the removal of the threat to property tax concessions, earlier...

This article originally appeared in The Australian Retirement used to be a clearly demarcated milestone...

Dean Pearson, Head of Behavioural & Industry Economics, MLC Ill health, job loss and family...

This article originally appeared in The Australian There was a time, not so long ago,...

Key points The trade war between the US and China has returned after talks to...

Dear Sir/Madam,   Only 11 days till the Federal election and we won’t have to...

This article originally appeared in The Australian By 2029, the last baby-boomer (born 1946-63) will...

This article originally appeared in The Australian Google the term “over-55s” and up will pop...

Dean Pearson, Head of Behavioural & Industry Economics, MLC, part of the NAB Group. It...

Key points Seasonal patterns typically see shares do well from around November to May and...

Key points Surprisingly low inflation in Australia has increased the pressure on the RBA to...

Sinead Rafferty, Portfolio Specialist, MLC The severe falls in global share markets in late 2018,...

Redundancy unfortunately affects more and more Australians. With the right approach and professional advice, however,...

Most of us think of estate planning as simply writing a will. However, ensuring your...

Helping parents make the transition into supported living can be challenging, but forward planning and...

Five ways to take control of your money, grow your wealth and start enjoying financial...

Ready to take the leap into home ownership? It’s worth doing your homework first. Buying...

Nobody plans to have a serious accident or illness. But if it happens, you may...

The death of a parent can be a hugely distressing time. It may also mean...

Dear Sir/Madam, This year is passing us by too quickly and Easter is upon us...

Key points Growing support for higher taxes on the rich and greater government intervention in...

Dear Sir/Madam, We are a little busy this month, hence the tardiness of our newsletter!...

Money is still a taboo topic of conversation. Although we live in a world where...

Key points Australian growth slowed even more in the December quarter. Growth may bounce back...

Key points Successful investing should be simple but increasing rules, regulations, choices and social media...

Key points China’s economy is slowing but not collapsing as the services sector holds up....

Dear Sir/Madam,   Happy (belated) New Year to all of our clients! The office is...

Key points Australian home prices are likely to fall another 5-10% this year driven by...

John Owen, Portfolio Specialist, NAB Asset Management A challenging year for investors, with rising uncertainty...

Bonds have traditionally helped diversify the risk of shares because bond and share prices tend...

Dear Emma ,   Christmas is nearly upon us and we have been very busy...

Key points Australian growth has slowed again. The housing cycle downturn and its impact on...

Experts discuss the pros and cons of borrowing to invest in property or shares At...

Planning carefully and working through the issues can help if you or your partner experiences...

It’s time to put physical fitness at the top of your priority list and start...

Portfolio Specialist John Owen discusses what’s causing the current market volatility and how MLC is...

Find out how to transition into retirement easily We’ve given you a few tips to...

Key points 2018 saw reasonable global economic and profit growth and still low interest rates...

Key points The pullback in shares could still have further to go but a deep...

Key points Getting your personal finances right can be a challenge. Here are 13 tips...

Key points It’s still too early to be sure that last month’s pullback in shares...

Dear Sir/Madam, After being away at a conference in South Australia, Rod is back on...

Key points Starting point valuations for shares matter a lot in terms of medium-term return...

Key points Property prices in Sydney and Melbourne are likely to see top to bottom...

Key points The current pullback in shares has been triggered by a range of things...

Key points A surge in financial information and opinion combined with our inclination to focus...

Dear Emma , There isn’t a lot to report from the office this month.  We...

If you’ve lost your passion for work, Ikigai might help you re-discover it. What’s the...

Key points Whether a recession is imminent or not in the US, and more broadly...

Financial advice and superannuation have been closely examined in the ongoing Financial Services Royal Commission....

Key points The key lessons for investors from the Global Financial Crisis (GFC) are that:...

Dear Sir/Madam, In office news, Monica is still slowly recovering from her recent surgery and...

Key points The Australian economy grew solidly over the last year. While recession remains very...

Now that the government has tightened up the amount of money you can get into...

Bob Cunneen Senior Economist & Portfolio Specialist The calendar year is coming to a close...

The fifth round of Royal Commission public hearings was held Monday 6 August to Friday...

Dear Sir/Madam, In office news, Rod has returned to work following his hip operation at...

Take a visual tour of markets during the 2017-2018 financial year - a good year...

Key points So far President Trump has been positive for share markets but this year...

Empowered by family support, track cyclist Scott McGrory overcame personal tragedy to win gold against...

Key points If you are worried about a major bear market, the US economy is...

Key points 2017-18 saw strong returns for diversified investors, but it was a story of...

Dear Sir/Madam, Happy New Financial Year! Hi there!! It’s been a busy few weeks since...

Key Points The RBA should avoid calls to raise interest rates prematurely just to prepare...

Making plans for the new financial year will help set you up for the next...

To help us grow, sometimes we have to overcome our fear of failing – with...

Key Points US actions in recent weeks have increased the risk of a full-blown trade...

Key Points Global debt levels have reached new records. Countries with very high gross debt...

The First Home Super Saver (FHSS) scheme may allow you to save more money to...

Dear Emma , June is here!! Hi there!! Over the last couple of years quite...

Dear Emma , Hi all!  Our newsletter is a little delayed this month as we...

Given increasing government focus, now’s the time for investors to be more savvy about their...

Alicia Gregory, Head of Private Equity, MLC For millions of mainland Chinese students, long days...

 Key points Chinese economic growth has been stable since 2016 at around 6.8%. Expect Chinese...

The Total Wealth Management $10,000 hole in one tournament supporting Team J & J to...

AMP have put together a great article where they have asked a number of leading...

How following the strategies of a tennis champion can make you Wealthy How did Roger...

We often come across people who know they should be thinking about the future, but...

We speak to a lot of people about insurance and they often don’t understand the...

In this 3-part blog series on financial advice, we look at the why it is...

For those who have never engaged the services of a financial adviser it can be...

As part of delivering advice to clients we are frequently asked about the various insurance...

I took a holiday a few weeks back and while checking my emails I saw...

One of the main reasons that most ordinary Australians don’t approach a financial adviser to...

In short, a Financial Adviser can give you the right financial advice once they take...

Here are four great reasons to buy a car now. Can finance and affordability has...

You might be saying to yourself; • I don’t have enough money or assets to...

Total Wealth Management $10,000 hole in one Golf Day for Team J and J  raising...

For most businesses, the decision for financing your asset purchases is very clear cut as it...

Health insurance premiums will go up – again - on April 1st, between five and...

If you have been banking with your current lender for more then 10 years, then...

What is an investment yield? The yield an investment provides is basically its annual cash...

2016 has started with many of the same fears/investment themes as seen in 2015. This...

To help answer the renting VS buying question, I will never forget the feeling of...

What financial goals will you achieve by 2020? Research shows that financially successful people are...

GEN-Y are redefining the Australian Dream because the Australian dream was simple when our parents...

2015 has seen another long worry list for investors and this poses the question of...

After 7 years at the Ipswich Corporate Centre, Rod has finally decided to relocate our...

The technology revolution has made it easier and easier to track our investments, and perhaps...

Global investment growth has been sub-par and is likely to remain so for a while...

A major concern for many involved in investing is our location in the investment cycle....

It comes as no shock to hear that Australian properties are overvalued. The Reserve Bank...