IPSWICH TAX CONSULTANT: TAX MINIMISATION & TAX PLANNING ADVICE

To secure a safe financial future and retirement you need personalised tax minimisation strategies. At Total Wealth Management we are up to date with current Taxation Planning opportunities and experienced with over 20 years in the financial planning industry, providing expert tax minimisation strategies to residents of Ipswich and greater Brisbane. We are registered Tax (Financial) Advisers with the Tax Practitioners Board.

ARE YOU PAYING TOO MUCH TAX? 

Tax is confusing! Income tax, capital gains tax, superannuation tax and so forth can make the complex process of tax minimisation difficult. Relax! At Total Wealth Management, we understand and can navigate the Australian Taxation legislation and Superannuation legislation to help you reduce your payable tax so that more of your hard earned money is spent on improving your financial future! 

TAX MINIMISATION STRATEGIES: Making complex, simple

Tax minimisation strategies to reduce the amount of tax we pay throughout our lives and upon our death  can range from simple to complex.

At Total Wealth Management, we work together with your chosen taxation and estate planning professionals to ensure you have the right strategies in place in order to reduce the amount of tax you pay..

Some tax minimization strategies we may consider for you:

MANAGEMENT: 

  • Managing super contributions within the caps
  • Salary sacrifice and/or salary packaging
  • Tax-deductible contributions to superannuation
  • Super contribution splitting strategies
  • Transition to retirement strategies
  • Managing tax on redundancy payments
  • Salary sacrifice and/or salary packaging
  • Tax-deductible contributions to superannuation
  •  Managing super contributions within the caps
  • Super contribution splitting strategies
  • Transition to retirement strategies
  • Managing tax on redundancy payments
  •  Assisting with tax planning before, during and after you become an Australian non-resident for tax purpose

RESTRUCTURING:

  • Structuring the ownership of your assets tax effectively
  • Structuring or transferring ownership of insurance to make premiums more tax effective

MAXIMISING: 

  • Maximising the CGT small business concessions
  • Maximising your estate by reducing tax paid by beneficiaries

INVESTING: 

  • Tax effective investing for children
  • Borrowing to invest

We are also authorised to provide personal Investment, Superannuation, Pension and Insurance advice on these product suits. We will help you to find the right product for you ensuring  “Your Best Interests” are being prioritised to meet your short, medium and long term goals!

  • MLC products previously offered by National Australia Bank (NAB)
  • Colonial First State products offered by Commonwealth Bank (CBA)
  • BT Products offered by Westpac
  • IOOF and ING products previously offered by ANZ Bank.
  • AMP products offered by AMP
  • An extensive range of Industry funds including, but not limited to QSuper, SunSuper, REST, Australian Super, HOSTplus, Cbus Super, LGIA Super, PLUM super, MTAA Super, AMIST Super and many more.