Key points Getting your personal finances right can be a challenge. Here are 13 tips that may be of use: shop around when it comes to financial services; don’t take on too much debt; allow that interest rates can go up as well as down; allow for rainy days; credit cards are great but they […]
Key points It’s still too early to be sure that last month’s pullback in shares is over but we remain of the view that it was not the start of a deep bear market and that the trend in shares remains up Worries around US interest rates, trade wars, European politics etc are unlikely to […]
Dear Sir/Madam, After being away at a conference in South Australia, Rod is back on deck and the office is busy again leading up to Christmas which is less than 8 weeks away! We have decided that each month we will try to include a story regarding one of our clients. If you have a […]
Key points Starting point valuations for shares matter a lot in terms of medium-term return potential and vulnerability to share market falls. Basically, the cheaper the better. Developed market shares are not dirt cheap (and haven’t been for several years) but on most measures they are not at overvalued extremes. US shares are most at […]
Key points Property prices in Sydney and Melbourne are likely to see top to bottom falls of around 20% as credit conditions tighten, supply rises and a negative feedback loop from falling prices risks developing. Other cities will perform better having not seen the boom of the last few years. Property investors should remain wary […]
Key points The current pullback in shares has been triggered by a range of things – but most notably worries about rising US interest rates and the US/China conflict. Shares may still have more downside, but we are of the view that it’s just another correction. Key things for investors to bear in mind are […]
Key points A surge in financial information and opinion combined with our inclination to focus on negative news risks making us worse investors: more fearful, more jittery, more reactive, less reflective & more short term. This is potentially harmful to our long-term financial health. Five ways to turn down the noise & stay focussed as […]
Dear Emma , There isn’t a lot to report from the office this month. We have all been quite busy keeping Rod organised. Monica is back to work after her recent surgery and is now busy reviewing some old policies and super funds. For those clients with MLC investment accounts, some of the tax statements […]
If you’ve lost your passion for work, Ikigai might help you re-discover it. What’s the reason you get up in the morning? What’s your purpose in life? Where do your values, passions, beliefs and talents overlap? These are big questions, which many of us struggle to have the answers to. But, could the Japanese concept […]
Key points Whether a recession is imminent or not in the US, and more broadly globally, is critically important in terms of whether a major bear market in shares is on the way. Five key global charts to watch in getting a handle on whether a major downturn is on the way are: global business […]
11 Lawrence St, North Ipswich QLD 4305
Contact Us
Phone: (07) 3281 1226Postal address
PO Box 2648, North Ipswich QLD 4305