Entries by Digilari

Don’t fight the Fed… or the ECB or RBA

Key points The ECB and the Fed now clearly look to be heading towards monetary easing, probably from July. We expect two rate cuts this year from the Fed. The shift back towards monetary easing by global central banks against a backdrop of low inflation adds to confidence that global growth will pick up again […]

Should you and your partner retire at the same time?

It’s one of those curious questions people rarely ponder before the time draws uncomfortably near: will we retire together? On the one hand, it makes sense to seize the opportunity to travel and experience this next chapter of your lives together. On the other, how can two people possibly be ready to leave the workforce […]

So how much do we really need to retire?

There’s been a lot of pretty scary “information” come out about the insane amounts of money we need to retire, so what are the facts?  For many people, the concept of retirement shimmers like an oasis beyond the desert of day to day working life. For others it is the monster that lurks under the […]

RBA cuts rates to a new record low

Key points The RBA’s latest rate cut is aimed at heading off a further slowing in growth which would threaten higher unemployment and lower for longer inflation. Cutting the inflation target would be a big mistake. More rate cuts are likely to be needed ultimately taking the cash rate to a low of 0.5% next […]

How do you plan for an uncertain future?

By MLC The problem with the good times is that they make it easy to forget the hard times. The past decade, and indeed the past four months, have seen the major US share market indexes hit all-time highs despite the uncertainty surrounding trade disputes, potential rate hikes and a slowing global economy. This has […]

Aussies making a slow transition to retirement

This article originally appeared in The Australian Retirement used to be a clearly demarcated milestone in the life of working Australians. Cake and speeches on a Friday and on the next Monday you started your life as a retiree. That’s not so simple any more. More Australians transition into retirement over a few years. Let’s […]