Dear Sir/Madam,

This year is going too fast, another month gone already! I don’t even want to think about how many weeks until Christmas!

In news from the Total Wealth office, we have a new staff member who has started to help us get with the times. Angela is an old staff member from way back who has started scanning everyone’s old files to an electronic version so that we can clear the office of some paper!

On another note, Rod is quite happy with the performance of the sharemarkets at present, in particular the US market. However, the Australian dollar is continuing to slide so if you are planning a trip overseas, you may want to purchase some overseas currency sooner rather than later.

Have fun Christmas shopping for those who like to get in early and not leave it to the last minute!

Emma (Editor)