Entries by Digilari

Seven lessons from the Global Financial Crisis for investors

Key points The key lessons for investors from the Global Financial Crisis (GFC) are that: there is always a cycle; while each cycle is different, markets are pushed to extremes of valuation and sentiment; high returns come with higher risk; be sceptical of financial engineering or hard-to-understand products; avoid too much gearing or gearing of […]

Newsletter – 7th Sep 2018

Dear Sir/Madam, In office news, Monica is still slowly recovering from her recent surgery and whilst not back in the office just yet, she is working a few hours from home. We survived our 25km walk on Sunday 19th August, finishing it in just on 5 hours! We copped a strong headwind walking along the […]

Five things you need to know about the Australian economy

Key points The Australian economy grew solidly over the last year. While recession remains very unlikely, the combination of a slowing housing cycle, constraints on consumer spending and still subdued business investment will likely see growth slow going forward to around 2.5-3%. As a result, spare capacity is likely to remain significant, keeping wages growth […]

Freelancing or in a startup? Here’s five ways to look after your super

Now that the government has tightened up the amount of money you can get into super via concessionally-taxed contributions, fresh strategies are called for to ensure you’re well-positioned for retirement. When you strike out on your own, making regular super contributions can be difficult to justify – especially when retirement is seemingly such a long […]

The Twilight Zone with Trump, Trade Wars and Turkey

Bob Cunneen Senior Economist & Portfolio Specialist The calendar year is coming to a close but some markets are struggling to make the finish line in good shape. We’re in a twilight zone where Trump, trade wars and countries like China and Turkey could present risks to Australian investors over coming months. These are important […]

Royal Commission Hearings: Round 5 – Superannuation

The fifth round of Royal Commission public hearings was held Monday 6 August to Friday 17 August 2018. The Royal Commission is playing an important role in demonstrating that our industry hasn’t always done the right thing by customers. We have engaged openly and transparently with the Royal Commission. We have listened closely to the […]

Newsletter – 10th Aug 2018

Dear Sir/Madam, In office news, Rod has returned to work following his hip operation at the end of June. However, Monica is now away on leave following her recent surgery. She is recovering well and will be back on deck in a couple of weeks. We had a successful Trivia Night in late July to […]

Trumponomics and investment markets

Key points So far President Trump has been positive for share markets but this year the focus is increasingly shifting to populist policies with greater risk for investors. The key risks to keep an eye on in this regard relate to trade conflict and the expanding US budget deficit, although the latter is more a […]

Winning gold against the odds

Empowered by family support, track cyclist Scott McGrory overcame personal tragedy to win gold against the odds at the 2000 Sydney Olympic Games.   Adding to this trauma, Scott’s track cycling partner, Brett Aitken, was also coping with extraordinary stress as his two-year-old daughter, Ashli, was seriously ill with Rett Syndrome, a development disorder, during […]