Plan Your Retirement | Total Wealth Management
Can you afford to fund your retirement dreams?
Retire with enough to fulfill your dream retirement, and perhaps even earlier than you think
Don’t let your funds dictate your options
Make Your Super Count!
Superannuation is still one of the best places to accumulate wealth and save for your retirement. The main reason, of course, is the favourable tax treatment.At Total Wealth Management, we believe super doesn’t have to be complicated. We will walk you through the benefits and strategies of utilising your super, whatever your age. We can also help you effectively respond to legislative changes regarding super, tax, social security and other retirement issues.
Strategies and other things we may consider for you are:
- Boost savings and minimise tax via salary sacrifice
- Divert cashflow from your home loan into super
- Grow your super without reducing your income
- Invest non-super money in super
- Top up your super with help from the Government
- Contribute to super and offset capital gains tax
- Purchase Life and TPD insurance tax-effectively
- Convert business capital into tax-free retirement benefits
- Ownership of superannuation assets to maximise Centrelink entitlements
The type of super fund most suited to you:
- Industry super fund
- Employer-sponsored super fund
- Public sector super fund
- Retail and wholesale master trust super fund or
- Self-managed super fund
** Click here to find out more about self-managed superannuation funds